Personal Accident

Protection against Accidents

We will assess you risks and recommend policy that meets your needs at a competitive price.

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Are you protected against ingury in the workplace?

Personal Accident insurance is designed to protect your business and employees in the event of an accident if you, a key person or any other member of staff, is injured or killed in an accident and are unable to work.

As the person tasked with arranging the insurance for the business you need to be aware of your responsibilities when it comes to ensuring the protection of the business and your employees.

We will guide you through the process using our knowledge and expertise to obtain the correct level of cover to protect your business against adverse events that could seriously damage your ability to carry on trading.

Standard Policy Covers

Accidental death	Cover in the specified event due to an accident.
Permanent total disablement	Cover in the specified event from pursuing any occupation due to an accident.
Temporary total or partial disablement	Cover in the specified event of Temporary total or partial disablement from pursuit of all or part of normal occupationdue to an accident.
Loss of limb, sight, hearing, internal organ and/or speech	Cover in the specified event caused by an accident.
Optional Covers
Replacement personnel	Cover in the specified event to provide one or more replacement personnel caused by an accident.

Offices, Shops, Restaurants

Inclusive comprehensive package
policies available.

Public & Employers Liability

Indemnity relating to claims from members
of the public and employers.

Contractors' All Risks

Cover for materials, work in progress,
plant and machinery etc.

Property Owners

Protection against claims arising from
property ownership.